Which Investment Benchmark should I use

It can be hard to know which is the best investment benchmark to use when comparing a portfolio, a fund or group of funds.

The below table provides a guide as to what are the most commonly used benchmarks and are available in iRate.

Sector Recommended benchmark
Multi-sector FE UT PF Multi-Asset Cautious Index
Multi-sector FE UT PF Multi-Asset Moderate Index
Multi-sector FE UT PF Multi-Asset Balanced Index
Multi-sector FE UT PF Multi-Asset Growth Index
Multi-sector FE UT PF Multi-Asset Aggressive Index
Australian Equity S&P/ASX 300 Accumulation Index
Australian Equity S&P/ASX 200 Accumulation Index
Australian Equity S&P/ASX Small Ordinaries AUD (TG) AUD
International Equity  MSCI World (Net TR) AUD
International Equity MSCI Workd Ex Australia (Net TR) AUD
International Equity MSCI EM (Emerging Markets) (Net TR) AUD
REITS & Infrastructure S&P/ASX 300 Property Trust Accum Index
REITS & Infrastructure FTSE EPRA/NAREIT Developed ex Aus Rental in AUD Hedged Net TRI
Fixed Interest AUS Bloomberg Ausbond Composite 0+ Yr Index
Fixed Interest AUS 50% Barclays Global Agg Hedged / 50% Bloomberg Ausbond Composite 0+ Yr Index
Fixed Interest AUS Bloomberg Ausbond Bank Bill Index
Fixed Interest AUS Bloomberg Ausbond Infl 0-10 Yr Index
Alternatives Dow Jones-UBS Commodity Index Total Return AUD Hedged
Alternatives Bloomberg Ausbond Bank Bill +2.50%
Cash RBA Bank Accepted Bills 90 Days
Cash Bloomberg Ausbond Bank Bill
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