The Risk Profiler can assist you in determining tolerance to risk and how that relates to particular investments and the portfolio you build.
There are seven multiple choice questions to be answered, each response is weighted to give a total result which determines the appropriate risk profile.
Simply answer each question and click 'Submit'
The Risk Profile Results will return which profile is the most appropriate based on those results.
Lonsec has six risk profiles and the table below is an indicative summary of the suitability of each product option for different risk profiles and time horizons.
Risk Profile | Risk | Time Horizon |
Lonsec Secure | Very Low | >2 years |
Lonsec Defensive | Low | 2 - 4 years |
Lonsec Conservative | Low/ Moderate | 3 - 5 years |
Lonsec Balanced | Moderate | 4 - 6 years |
Lonsec Growth | High | 5 - 7 years |
Lonsec High Growth | Very High | 7+ years |
Full details on each risk profile and Lonsec's current asset allocation is available at Market, Economic, Asset Allocation...
If you are happy with the result, click on 'Go to Portfolio Construction' to create a new portfolio based on the suggested strategy.
The Strategy will be set for you with this result. Update the remaining fields and click on 'Create' to build your portfolio. More...
If you would like to alter an answer to a question(s) to see what impact it has on the recommended risk profile, re-enter your answer to the relevant question(s) and click on 'Submit'.
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